My Recommended Credit Cards and Banks
Today’s financial world can be a scary place to navigate. Below is my feedback on credit cards and banks that I’ve used or currently use, and why I recommend them. Some of the links below include special perks that you can’t find without a referral, so it’s a win-win for both of us when you apply for these cards using my referral links below!
FYI, there’s no way I can provide all of the details for every card nor all the changes in the referral process. Make sure you go to the accompanying links to review all of the current details. Feel free to contact me should you have any issues or questions!
Finance smart
These tips are only plausible if you already have good or excellent credit. If you’d like to know how to get good or excellent credit, click here. If you are horrible with credit then you first need to learn about credit, why it’s important, and how to get your credit score up. This blog article will help you do so ASAP!
CREDIT CARDS
American Express Blue Cash Preferred
My favorite credit card when it comes to rewards is the American Express Blue Cash Preferred card. They usually only give you a $250 sign-up bonus (which still isn’t bad), but with my referral link above you get $300 and I get $75! (at least at the time of this writing). A win-win for both of us.
Pros:
- $300 Sign-up bonus after spending $1000 in the first 3 months
- 6% cash back on US supermarkets!
- 6% cash back on select US streaming subscriptions
- 3% cash back on US gas stations!
- 3% cash back on transit (e.g., taxis/rideshare, parking, tolls, trains, buses and more)
- 1% Cash Back on other purchases.
- 0% intro APR on purchases and balance transfers for 12 months
Cons:
- $95 annual fee
- 2.7% foreign transaction fees
Click here to apply for this card with the $300 sign-up bonus perk
Capital One Savor Card
The Capital One Savor card is amazing if you don’t live in your house 100% of the time and go out and live life. This card offers great rewards for dining/restaurants and various entertainment categories. Entertainment movies, plays, concert tickets, sporting events, etc… In regards to restaurants and dining, you’ll get bonus cash back for fast food establishments and other categories such as food trucks, Starbucks, bakeries, etc… Like the American Express Card above, when you use my special referral bonus link you’ll earn a special sign-up bonus of $300 instead of the normal $250, and I’ll be rewarded for referring you also! Once again we both win!
Pros:
- $300 sign-up bonus after spending $3000 on purchases within the first 3 months!
- 4% cash back on dining/restaurants!
- 3% cash back on entertainment!
- 8% cash back on tickets at Vivid Seats through May 2020!
- No balance transfer fees!
- Waived $95 annual fee for the 1st year!
- No foreign transaction fees!
Cons:
- $95 annuel fee after the 1st year
Click here to apply for this card with the special referral bonus